You want to make a consumer credit redemption but you do not know the credit surrender rates. You are obviously looking for the purchase of consumer credit at the best rate. We are specialized in credit pooling and our mission is to find you the credit at the best rate.Do not wait, a credit redemption or credit consolidation can allow you to balance your budget again.
First make a credit redemption simulation
Thanks to the first important information about your professional status: employee on permanent contract or civil servant or retiree or professional or commercial or artisan or other, then your accommodation: owner or tenant or hosted, we will be able to make credit simulations adapted to your personal situation.
The purchase of consumer credit
To get the consumer credit buyback at the best rate, it is better to own or gain ownership. We are not going to systematically offer you a mortgage repurchase because even if the credit rate is lower, it generates notary fees and often longer duration. With our in-house credit redemption comparator, we will tell you the buyback of credit at the best rate.
To make a success of your credit redemption: how?
As well as having permanent income, it is reassuring for the banks. You have to be up to date in paying your mortgage or rent and taxes too, that’s important. If you are a tenant, the ideal is not to have any tax deductions on the last 3 months of statements of your bank accounts. No withdrawal of credit for online credit or other payments (telephone, EDF, insurance …).
The conditions for obtaining a credit surrender is not to be an online player or credit card. Poker, lotto, pmu and other casinos are asked to refrain from playing if they want to obtain an agreement for their loan buyback.
The repurchase of credit with assignment on salary
For a mortgage repurchase, the specialized banks will require a mortgage guarantee to guarantee their claim because the amount is important and often the duration of the credit exceeds 12 years. But sometimes, to secure the loan buyback, some banks will require a pay assignment. The payment of the monthly repayment of credit will be done on your salary and not on your bank account. The lender is thus sure to receive the monthly payment. This is a guarantee that employees have the right to offer to a bank.
To obtain the purchase of consumer credit at the best rate, contact us, we will study in detail your situation to offer you the best solution.